{"id":165625,"date":"2026-07-07T17:57:42","date_gmt":"2026-07-07T09:57:42","guid":{"rendered":"https:\/\/mcigroup.my\/?p=165625"},"modified":"2026-07-07T17:57:43","modified_gmt":"2026-07-07T09:57:43","slug":"rm197-juta-bayaran-balik-pinjaman-ptptn-berjaya-dikutip-menerusi-khidmat-aph-setakat-mei-2026","status":"publish","type":"post","link":"https:\/\/mcigroup.my\/ms\/berita-utama\/rm197-juta-bayaran-balik-pinjaman-ptptn-berjaya-dikutip-menerusi-khidmat-aph-setakat-mei-2026\/","title":{"rendered":"RM197 Juta Bayaran Balik Pinjaman PTPTN Berjaya Dikutip Menerusi Khidmat APH Setakat Mei 2026"},"content":{"rendered":"\n<p>KUALA LUMPUR, 7 Julai &#8212; Sebanyak RM197 juta bayaran balik pinjaman Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) berjaya dikutip menerusi khidmat agensi perunding hutang (APH) bagi tempoh Julai 2025 hingga Mei tahun ini.<\/p>\n\n\n\n<p>Menteri Pendidikan Tinggi Datuk Seri Dr Zambry Abdul Kadir berkata kutipan itu menunjukkan peningkatan 6.4 peratus berbanding kutipan bagi tempoh sama sebelumnya sekali gus mencerminkan keberkesanan pendekatan APH dalam menggalakkan peminjam melunaskan bayaran balik pinjaman mereka.<\/p>\n\n\n\n<p>Beliau berkata setakat Mei lepas, sebanyak 103,418 akaun peminjam membabitkan tunggakan lebih RM3 bilion telah diserahkan kepada APH.<\/p>\n\n\n\n<p>Katanya, hanya peminjam yang mempunyai tunggakan lebih 120 bulan ataupun 10 tahun dan telah direkodkan penghakiman akan diserahkan kepada APH, iaitu setelah usaha&nbsp;kutipan di pihak PTPTN tidak berjaya.<\/p>\n\n\n\n<p>\u201cPelantikan APH bukan bertujuan untuk menghukum atau menekan peminjam, sebaliknya merupakan salah satu daripada mekanisme kutipan yang digunakan secara bersasar terhadap akaun yang mempunyai tunggakan yang sangat lama dan telah melalui proses perundangan.<\/p>\n\n\n\n<p>\u201cSuka saya tegaskan, walaupun akaun peminjam telah diserahkan kepada APH, ruang rundingan tetap tidak pernah ditutup,\u201d katanya pada sesi Kamar Khas di Dewan Rakyat hari ini.<\/p>\n\n\n\n<p>Beliau berkata demikian sebagai&nbsp;menjawab soalan Lim Lip Eng (PH-Kepong) yang memohon KPT menyatakan garis panduan, kawalan dan pemantauan terhadap agensi perunding hutang serta mekanisme khas untuk peminjam PTPTN yang ingin membayar balik pinjaman mengikut kemampuan sebenar.<\/p>\n\n\n\n<p>Mengulas lanjut Zambry berkata, peminjam yang menghadapi kesukaran kewangan masih boleh mengemukakan rayuan dan berbincang dengan pegawai undang-undang PTPTN bagi mendapatkan penyelesaian yang bersesuaian berdasarkan kemampuan semasa.<\/p>\n\n\n\n<p>\u201cPTPTN akan sentiasa menilai setiap perundangan secara adil dan berhemah dengan mengambil kira tahap pendapatan, komitmen kewangan serta keadaan sosioekonomi peminjam,\u201d katanya.<\/p>\n\n\n\n<p>Beliau berkata pendekatan sedemikian bertujuan memastikan peminjam yang benar-benar memerlukan bantuan tidak terpinggir daripada sistem bayaran balik pinjaman.<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>KUALA LUMPUR, 7 Julai &#8212; Sebanyak RM197 juta bayaran balik pinjaman Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) berjaya dikutip menerusi khidmat agensi perunding hutang (APH) bagi tempoh Julai 2025 hingga Mei tahun ini. Menteri Pendidikan Tinggi Datuk Seri Dr Zambry Abdul Kadir berkata kutipan itu menunjukkan peningkatan 6.4 peratus berbanding kutipan bagi tempoh sama sebelumnya [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":165626,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39],"tags":[],"class_list":{"0":"post-165625","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-berita-utama"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RM197 Juta Bayaran Balik Pinjaman PTPTN Berjaya Dikutip Menerusi Khidmat APH Setakat Mei 2026 - MCI Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mcigroup.my\/ms\/berita-utama\/rm197-juta-bayaran-balik-pinjaman-ptptn-berjaya-dikutip-menerusi-khidmat-aph-setakat-mei-2026\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RM197 Juta Bayaran Balik Pinjaman PTPTN Berjaya Dikutip Menerusi Khidmat APH Setakat Mei 2026 - MCI Group\" \/>\n<meta property=\"og:description\" content=\"KUALA LUMPUR, 7 Julai &#8212; Sebanyak RM197 juta bayaran balik pinjaman Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) berjaya dikutip menerusi khidmat agensi perunding hutang (APH) bagi tempoh Julai 2025 hingga Mei tahun ini. 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