{"id":180708,"date":"2026-08-17T09:44:25","date_gmt":"2026-08-17T01:44:25","guid":{"rendered":"https:\/\/mcigroup.my\/?p=180708"},"modified":"2026-08-17T09:44:26","modified_gmt":"2026-08-17T01:44:26","slug":"rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp","status":"publish","type":"post","link":"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/","title":{"rendered":"RCI TH: Wang Hibah Diterima Pendeposit Sah, Berasaskan Akad Sempurna &#8211; Jabatan Mufti WP"},"content":{"rendered":"\n<p>KUALA LUMPUR, 16 Ogos &#8212;\u00a0Wang hibah diagihkan oleh\u00a0Lembaga Tabung Haji (TH) pada tahun defisit terutamanya dalam tempoh\u00a02014 hingga 2020 adalah sah milik pendeposit, menurut\u00a0Jabatan Mufti Wilayah Persekutuan (JMWP).<\/p>\n\n\n\n<p>Jabatan terbabit memaklumkan wang diterima&nbsp;pendeposit itu tidak dikategorikan sebagai harta haram atau syubhah yang wajib dipulangkan kerana penerimaannya berasaskan akad hibah yang telah sempurna syarat penyerahan.<\/p>\n\n\n\n<p>\u201cSelain itu, mana-mana jemaah yang telah menunaikan ibadah haji menggunakan wang hibah pada tempoh berkenaan, ibadah haji mereka adalah sah dan tidak terjejas,\u201d menurut jabatan itu&nbsp;menerusi penerbitan artikel di ruangan \u201cTinta Mufti\u201d&nbsp;di laman sesawang&nbsp;JMWP&nbsp;hari ini.<\/p>\n\n\n\n<p>Artikel itu diterbitkan bagi memberi pencerahan dari sudut&nbsp;Fiqh Muamalat, susulan pendedahan laporan Suruhanjaya Siasatan Diraja (RCI) berhubung pengurusan dan operasi TH&nbsp;bagi tempoh 2014 hingga 2020 yang mengundang keraguan dalam kalangan pendeposit berhubung status hibah diterima mereka.<\/p>\n\n\n\n<p>Mengulas lanjut, jabatan itu memaklumkan pada tempoh masa tersebut, kontrak yang berlaku antara pendeposit dan TH ialah kontrak&nbsp;Wadi&#8217;ah Yad Dhamanah&nbsp;(Simpanan Berjaminan) atau&nbsp;TH dianggap meminjam wang daripada pendeposit untuk digunakan bagi tujuan pelaburan dan lain-lain.<\/p>\n\n\n\n<p>\u201cOleh itu, TH tidak boleh menjanjikan sebarang keuntungan, sebaliknya pulangan yang diberikan kepada pendeposit berstatus hibah yang bersifat sukarela. Maka, apabila hibah yang diisytiharkan telah dimasukkan ke dalam akaun pendeposit,&nbsp;ia dianggap telah berlaku&nbsp;qabd&nbsp;dan hukumnya sah menjadi hak milik pendeposit.<\/p>\n\n\n\n<p>\u201cKegagalan mematuhi piawaian perakaunan atau pelanggaran undang-undang oleh pihak pengurusan tidak membatalkan keabsahan kontrak pemberian hibah tersebut di sisi syarak,\u201d menurut JMWP.<\/p>\n\n\n\n<p>Selain itu,&nbsp;JMWP memaklumkan, segala isu salah tadbir urus akaun, ketidakpatuhan akta dan pelaporan perakaunan kreatif menjadi beban tanggungan pihak pengurusan pada ketika itu, bukannya bebanan pendeposit atau orang awam yang tidak mengetahui realiti kedudukan kewangan dalaman.<\/p>\n\n\n\n<p>\u201cDalam keadaan berlakunya kekurangan terhadap transaksi lepas yang telah sempurna dan dilaksanakan secara meluas, Syarak turut mengiktiraf pendekatan mengesahkan transaksi yang telah berlaku serta mengangkat kesukaran merupakan prinsip yang diterima dalam Syarak demi menjaga hak pihak yang berkontrak bagi mengelakkan kemudaratan lebih besar,\u201d menurut artikel itu.<\/p>\n\n\n\n<p>Dalam pada itu, JMWP menyifatkan langkah TH&nbsp;beralih kepada kontrak&nbsp;Wakalah&nbsp;bermula Disember 2019 adalah satu tindakan amat tepat, iaitu&nbsp;institusi itu bertindak sebagai ejen pelaburan&nbsp;dengan pulangan diagihkan berasaskan keuntungan bersih sebenar hasil pelaburan, bukan lagi atas nama hibah sukarela.<\/p>\n\n\n\n<p>\u201cOleh itu, sekiranya berlaku keadaan tiada keuntungan atau defisit pada masa hadapan, TH secara automatik tidak boleh mengagihkan sebarang pulangan. Hal Ini menutup ruang amalan tidak cermat, meningkatkan kehematan dan memastikan ketelusan sepenuhnya,\u201d menurut JMWP.<\/p>\n\n\n\n<p>JMWP dalam artikel sama turut memberi peringatan bahawa skandal integriti yang melibatkan TH ketika ini&nbsp;wajib menjadi titik tolak pengislahan menyeluruh buat pengurusan institusi Islam di Malaysia..<br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>KUALA LUMPUR, 16 Ogos &#8212;\u00a0Wang hibah diagihkan oleh\u00a0Lembaga Tabung Haji (TH) pada tahun defisit terutamanya dalam tempoh\u00a02014 hingga 2020 adalah sah milik pendeposit, menurut\u00a0Jabatan Mufti Wilayah Persekutuan (JMWP). Jabatan terbabit memaklumkan wang diterima&nbsp;pendeposit itu tidak dikategorikan sebagai harta haram atau syubhah yang wajib dipulangkan kerana penerimaannya berasaskan akad hibah yang telah sempurna syarat penyerahan. \u201cSelain [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":174015,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":{"0":"post-180708","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-pilihan-editor"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RCI TH: Wang Hibah Diterima Pendeposit Sah, Berasaskan Akad Sempurna - Jabatan Mufti WP - MCI Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RCI TH: Wang Hibah Diterima Pendeposit Sah, Berasaskan Akad Sempurna - Jabatan Mufti WP - MCI Group\" \/>\n<meta property=\"og:description\" content=\"KUALA LUMPUR, 16 Ogos &#8212;\u00a0Wang hibah diagihkan oleh\u00a0Lembaga Tabung Haji (TH) pada tahun defisit terutamanya dalam tempoh\u00a02014 hingga 2020 adalah sah milik pendeposit, menurut\u00a0Jabatan Mufti Wilayah Persekutuan (JMWP). Jabatan terbabit memaklumkan wang diterima&nbsp;pendeposit itu tidak dikategorikan sebagai harta haram atau syubhah yang wajib dipulangkan kerana penerimaannya berasaskan akad hibah yang telah sempurna syarat penyerahan. \u201cSelain [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/\" \/>\n<meta property=\"og:site_name\" content=\"MCI Group\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-17T01:44:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-17T01:44:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mcigroup.my\/wp-content\/uploads\/2026\/07\/Screenshot-2026-07-29-at-6.55.50\u202fPM.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1566\" \/>\n\t<meta property=\"og:image:height\" content=\"910\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"MCI Bahasa\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"MCI Bahasa\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/\",\"url\":\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/\",\"name\":\"RCI TH: Wang Hibah Diterima Pendeposit Sah, Berasaskan Akad Sempurna - Jabatan Mufti WP - MCI Group\",\"isPartOf\":{\"@id\":\"https:\/\/mcigroup.my\/ms\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/mcigroup.my\/wp-content\/uploads\/2026\/07\/Screenshot-2026-07-29-at-6.55.50\u202fPM.png\",\"datePublished\":\"2026-08-17T01:44:25+00:00\",\"dateModified\":\"2026-08-17T01:44:26+00:00\",\"author\":{\"@id\":\"https:\/\/mcigroup.my\/ms\/#\/schema\/person\/bc9833472016b4a8ef90ba0dd5752b7b\"},\"breadcrumb\":{\"@id\":\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/#breadcrumb\"},\"inLanguage\":\"ms-MY\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ms-MY\",\"@id\":\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/#primaryimage\",\"url\":\"https:\/\/mcigroup.my\/wp-content\/uploads\/2026\/07\/Screenshot-2026-07-29-at-6.55.50\u202fPM.png\",\"contentUrl\":\"https:\/\/mcigroup.my\/wp-content\/uploads\/2026\/07\/Screenshot-2026-07-29-at-6.55.50\u202fPM.png\",\"width\":1566,\"height\":910},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/mcigroup.my\/ms\/pilihan-editor\/rci-th-wang-hibah-diterima-pendeposit-sah-berasaskan-akad-sempurna-jabatan-mufti-wp\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/mcigroup.my\/ms\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"RCI TH: Wang Hibah Diterima Pendeposit Sah, Berasaskan Akad Sempurna &#8211; 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